All information is provided for informational purposes. Any information contained within this site is not a solicitation or offer to buy or sell any securities. Further, the information herein is in no way intended to be a solicitation for private money management services. The information herein is based on the author’s opinions plus statistical and financial data and independent research, and is subject to change without notice at any time subsequent to distribution. The author does not represent that any projections or forecast will be realized. While the information contained herein is believed to be reliable, no representation or warranty is made concerning the accuracy or completeness of any data presented or cited. The author presents information regarding stocks in which he believes readers may be interested and the information herein reflects his sincere opinions. However, the information is not intended to be personalized recommendations to buy, hold, or sell a particular security or invest in securities. Therefore, readers will need to depend on conducting his or her own research and due diligence and their own mastery of the details of trading and investing in order to handle problematic situations that may arise, including the consultation of their own brokers and financial advisors as they deem appropriate. No reader should make any investment decision without first consulting his or her own personal financial advisor.

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